This is when you are contacted through email by a scammer pretending to represent a legitimate institution.
The scammer will try to get your sensitive data, like Personally Identifiable Information (PII), banking and credit card details, passwords, etc. by tricking you into replying, clicking on a link or opening an attachment that looks legitimate. Suspicious emails with links or attachments can also contain malicious software, or malware.
If you give your information, the scammer will use it to access your real account and steal your money.
If they’re in a hurry, you should worry. Never respond to emails that ask for your personal or financial details, and never click any links or download attachments from emails asking for personal or account updates.
Also, do not share sensitive information like your One-Time Password (OTP), username, password, PIN, passcode, card expiry date, card verification value (CVV), etc. with anyone. Your bank will never ask for sensitive and financial information from you. To be safe, always begin your online banking session by manually typing in the bank’s secured URL or official website address.
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