Scam Proof will show you how to avoid internet scams so you can keep your money safe. Read more

This is when you are contacted through email by a scammer pretending to represent a legitimate institution.

The scammer will try to get your sensitive data, like Personally Identifiable Information (PII), banking and credit card details, passwords, etc. by tricking you into replying, clicking on a link or opening an attachment that looks legitimate. Suspicious emails with links or attachments can also contain malicious software, or malware.

If you give your information, the scammer will use it to access your real account and steal your money.

 

Don’t be a Phishing victim

If they’re in a hurry, you should worry. Never respond to emails that ask for your personal or financial details, and never click any links or download attachments from emails asking for personal or account updates.

Also, do not share sensitive information like your One-Time Password (OTP), username, password, PIN, passcode, card expiry date, card verification value (CVV), etc. with anyone. Your bank will never ask for sensitive and financial information from you. To be safe, always begin your online banking session by manually typing in the bank’s secured URL or official website address.

 

How this could happen

1: Contact


You get an email that looks like it’s from your bank. It tells you that in order to avoid account closure you need to update your personal details or login in the website immediately by clicking the provided link.


2: Belief


Because you’re convinced that it’s real, you click the link and perform the action.


3: Reality


The link is fake, and the scammer now has your account details (including your password).


4: Result


The scammer uses your details to log into your account, and transfers your money to a different account or other electronic fund transfer service where it will be withdrawn immediately.


Email Scam (Phishing) Examples

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